Education
Plain-English guides to digital assets, market risk, account security, scam awareness and Australian regulation.
A plain-English explanation of crypto assets, tokens and stablecoins.
Digital assets are records of value stored on a distributed ledger. They are not legal tender in Australia, are not government backed, and are not covered by the Financial Claims Scheme. Value can fall sharply and you may lose the entire amount invested.
How digital-asset services are regulated in Australia.
Depending on the product offered, a provider may need an Australian Financial Services Licence, AUSTRAC registration as a digital currency exchange provider, or both. Always verify a provider's registration details independently before depositing funds.
Why crypto prices move so far, so fast, and what that means for you.
Digital-asset prices are driven by supply, demand, liquidity and sentiment. Double-digit daily moves are common. Only commit money you can afford to lose entirely, and consider how a total loss would affect your circumstances.
Common red flags in crypto investment scams.
Guaranteed returns, pressure to act quickly, unsolicited contact, requests to install remote-access software, and "recovery agents" who promise to retrieve lost funds are all scam indicators. No legitimate provider guarantees a return.
Two-factor authentication, device hygiene and phishing defence.
Use a unique password, enable two-factor authentication, and never share one-time codes. Northstar Digital Markets will never ask for your password, seed phrase or 2FA code.