Responsible Investing

Last updated: this document is a working draft and must be reviewed by an Australian legal adviser before the platform accepts money.

Only invest what you can afford to lose

Treat any amount committed to digital assets as capital you could lose entirely without affecting your housing, essential expenses or debt repayments.

Never borrow to invest

Do not use credit cards, personal loans, buy-now-pay-later facilities or your home equity to buy digital assets.

Understand what you are buying

If you cannot explain how an asset works and where any return comes from, do not buy it.

Be sceptical of returns

Guaranteed profit, fixed daily income and risk-free returns do not exist in digital-asset markets. Claims of this kind are the clearest sign of a scam.

Watch for pressure

Urgency, unsolicited contact, romance-led introductions, and "account managers" who trade on your behalf are common scam patterns.

Getting help

Free financial counselling is available in Australia through the National Debt Helpline on 1800 007 007. If gambling-like trading behaviour is causing harm, Gambling Help Online is available on 1800 858 858. In an emergency call 000.